Best Cibil Coupons & Promo Codes For Dec 2024
Category | Cibil Coupon Codes & Offers |
Premium Plan | Up To 81% OFF |
Standard Plan | Flat 75% OFF |
6 Months Standard Plan | Grab 66% OFF |
Signup Offer | Get FREE Cil Score & Report |
Starter Plan | At Rs 118 |
About CIBIL
CIBIL, a part of TransUnion CIBIL Limited, is a leading credit information company in India, formerly called Credit Information Bureau (India) Limited. It was founded in 2000 based on the RBI Siddiqui Committee recommendations. In 2016, TransUnion acquired a 92.1% stake in CIBIL and rebranded it to TransUnion CIBIL. This Mumbai-based company was established to offer comprehensive credit information to financial institutions in the country. It aims to help financial institutions assess the creditworthiness of individuals and businesses.
CIBIL’s service portfolio includes consumer credit reporting, risk management solutions, and business credit reporting. For individuals, it offers credit scores and reports that reflect their credit history and financial behavior. These scores range from 300 to 900 and are important for obtaining loans and credit cards. Higher scores indicate better creditworthiness.
CIBIL offers businesses financial and payment information to evaluate loan risk and set interest rates. It also provides specialized services, like CIBIL MSME Rank, which determines the credit risk of Micro, Small, and Medium Enterprises (MSMEs), and CIBIL Mortgage Check, a centralized database on mortgages in India.
TransUnion CIBIL plays an important role in India’s financial ecosystem by maintaining credit files on over 600 million individuals and 32 million businesses. With its services, lenders can make informed decisions, reduce credit risk, and promote financial inclusion by offering access to credit for a wider population. All its plans are affordable; however, you can save more on your subscriptions using CIBIL coupon codes available on GrabOn. Our team regularly verifies and updates all promo codes to ensure they are genuine and authentic.
Best-Selling Plans of CIBIL
- Starter: This plan allows individuals to receive CIBIL credit reports every month. It is a single purchase plan and doesn’t need to be renewed every month/year.
- Basic: It offers features, such as CIBIL score, CIBIL credit report, score simulator, score history, and where you stand. This plan is perfect for those who want a comprehensive report about their financial performance. It comes with a monthly subscription and needs to be renewed monthly.
- Standard: This is a half-yearly plan that offers features, including CIBIL score, CIBIL credit report, score simulator, score history, where you stand, and CIBIL alerts. Individuals with higher transactions and who need regular loans can subscribe to this plan to be financially educated.
- Premium: This plan includes the same features as the Standard plan but with a longer subscription period of 12 months. If you regularly seek loans, this plan can be ideal for you as it will help you stay alert about your financial performance.
Like CIBIL, you can consider other service providers like BankBazaar and Registrationwala. BankBazaar is India's largest fintech co-branded credit card issuer and an online platform that offers free credit scores for businesses and individuals. It has over 60 million registered users. While subscribing to its plans, use BankBazaar coupon codes for additional discounts.
Registrationwala is an all-in-one platform that offers comprehensive legal solutions for business registrations, intellectual property rights, and compliance services across India. Use Registrationwala promo codes on our website to unlock the best deals on your favorite plans.
CIBIL Saving Tips and Tricks
- Opt for the annual plan: If you want to use CIBIL’s services long-term, it will be cost-effective to subscribe to its Premium plan, which offers a 12-month duration.
- Install the CIBIL app: CIBIL occasionally runs special sales for its app users. Download the app from the App Store and Play Store to grab exclusive deals on your favorite plan.
- Follow CIBIL on social media: The brand often shares details on its ongoing deals and upcoming sales on its social media channels. Follow it on LinkedIn, Facebook, X (Twitter), and YouTube for sales updates.
- Use specific credit cards: Look out for credit cards from specific banks to get cashback and discounts on your subscription plans.
CIBIL Customer Support
If you are dissatisfied with CIBIL’s services, don’t hesitate to contact its customer care team by calling +91 - 22 - 6140 4300 or writing them using the contact form. You can also walk into their office for any grievance during their official hours, from Monday to Friday, between 10:00 AM and 6:00 PM.
CIBIL Customer Support
CIBIL does not offer refunds for any transactions. You can cancel your plan at any time before renewal. If your transaction is successful but the amount is deducted, it will be refunded within 4 business days.
FAQs
How do I get a CIBIL coupon on Reddit?
Look for relevant subreddits, like r/CreditCardsIndia on Reddit to access exclusive deals and coupons posted by Redditors. These promo codes can be used on the checkout page to get discounts.
Which is the best CIBIL plan to subscribe to?
For long-term use of CIBIL’s services, opt for the half-yearly or annual plan instead of the monthly one. The Standard and Premium plans can save you up to 80%.
Does CIBIL offer any free services?
You can get a free annual CIBIL score and report by creating an account. It will send an annual report of your credit score every year when the calendar year resets.
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